Title: Directors and Officers Insurance
Author: Chris Langille
Published: March 9, 2016
Last modified: February 3, 2017

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# Directors and Officers Insurance

## Looking for D&O Insurance in CITYNAME?

Directors and officers (D&0) liability insurance is insurance coverage intended 
to protect individuals from personal losses if they are sued as a result of serving
as a director or an officer of a business or other type of organization.

It can also cover the legal fees and other costs the organization may incur as a
result of such a suit.

## Who needs D&O Insurance?

Anyone who serves as a director or an officer of a for-profit business or nonprofit
organization may be at risk of a personal claim as a result of that position. A 
directors and officers liability policy insures them against personal losses.

It can also help reimburse the business or nonprofit for the legal fees or other
costs it may incur in defending those individuals against a lawsuit.

D&O policies can take different forms, depending on the nature of the organization
and the risks it faces, so it’s best to seek out an insurance company with deep 
experience in this specialized field.

The policies are generally purchased by the organization to cover a group of individuals
rather than by the individuals themselves.

Policies can be written to insure against a variety of hazards, but they generally
make exclusions for fraud or other criminal activity.

## How much does D&O Insurance cost in STATENAME?

Like any other type of insurance, D&O insurance can vary in price. It depends on
many different variables, all of which we’ll discuss with you to ensure you’re paying
the absolute best possible price.

## How to get started on your quote

To get started on your quote, [**call**](https://mu.staging.advisorevolved.com/contact/?output_format=md)
our office or **[click](https://mu.staging.advisorevolved.com/quotes/?output_format=md)**
over to our quotes page. Either way we’ll make the process simple!