Title: Earthquake Insurance
Author: Chris Langille
Published: August 3, 2016
Last modified: February 3, 2017

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# Earthquake Insurance

## Looking for Earthquake Insurance in CITYNAME?

When many people think of insurance, they think of their house, their car, and maybe
life insurance. What many people don’t think about though is **earthquake insurance**.

While earthquakes don’t strike regularly, it only takes _one minor tremor_ to cause
significant damage to your home’s foundation, resulting in tens of thousands of 
dollars in damage if not more.

At AGENCYNAME, we take protecting your house very seriously, and that means not 
leaving any stones un-turned.

When we talk about insurance, the entire purpose of insurance is to transfer risk
to an insurance company, therefore protecting your assets should the worst happen.
Being that your home is most likely your most valuable asset, it only makes sense
to explore the benefits of earthquake insurance.

## Homeowners insurance does not cover earthquakes

In many states, earthquake insurance is sold as a **stand-alone policy**, meaning
that is does not come as a part of your homeowners policy. Homeowners policies don’t
cover earthquakes in any way, so it’s important to understand this catastrophic 
exclusion that exists in your coverage.

## Earthquake Insurance Coverages

Like homeowners insurance, earthquake insurance’s main duty is to protect your home.
This means the most important coverage limit on your policy is the “Dwelling Coverage”
limit, which is designed to cover the main structure of the home.

There may also be coverage for personal property as well.

You will also have a deductible, which can range anywhere from $1,000 up to $10,000
or possibly more. Like homeowners insurance, the higher deductible you take, the
lower your premium will be.

## How to get started on your Earthquake insurance quote

To get started on your quote, [**call**](https://mu.staging.advisorevolved.com/contact/?output_format=md)
our office or [**click**](https://mu.staging.advisorevolved.com/quotes/?output_format=md)
over to our quotes page. Either way we’ll make the process simple!